What to Bring with you

Once you have submitted the online form on GoJDB.com or applied by phone at 855-CNAC-NOW (or at (855) 262-2669), you will be contacted by the Byrider dealer nearest you to schedule an appointment.

When you come to your local dealership, you should bring the following to speed up the approval process:

  • A recent pay stub
  • A recent phone or utility bill
  • A valid driver’s license
  • A cash down payment
  • Proof of insurance

CNAC has been affiliated with Byrider for over 25 years. Byrider works to put good people who may have bad credit into dependable vehicles. CNAC provides the financing they need to make that possible, and then supports customers with credit reporting and convenient payment options. After a customer signs a credit contract to purchase their vehicle from Byrider, the contract is promptly transferred to CNAC so that it can accept the customer’s payments and service the contract. To leave CNAC.com and continue to GoJDB.com, click here

Collection Calls: CNAC collection calls may be placed Monday-Sunday between 8:00 a.m. and 9:00 p.m. local time as recommended by the Fair Debt Collection Practices Act.