What We Offer


We help people who need help.

The professionals at CNAC understand there are millions of people across the nation who have been denied the chance to get the car financing they need because of credit problems. CNAC tries hard to give these people a chance to remedy their situation and get the financing they need NOW. And, in doing so, they can actually be in the position to work toward improving their credit.

We know that most of these people are just good, hardworking folks who‘ve had a temporary setback. We believe we should work as hard as we can to approve them for financing. And, because CNAC wants satisfied customers of our own, we only work with Byrider dealerships.

Even if you have credit problems due to bankruptcy, divorce or medical bills, or if you‘re a first-time buyer with no credit history, CNAC will try to get you the financing to get the car you need. We‘ve helped over 1 million people across the country, and we‘d like to try to help YOU!

If any of these stories* sound like your situation, visit GoJDB.com to fill out the online form and get the approval process moving.

“I needed help getting financing for a good car. I tried a lot of places but my past credit problems got in the way. CNAC was able to approve me for financing at a dealership that had just the car I needed.”

“My credit got messed up when I went through a divorce. I needed a better car to get to my new job and CNAC was able to help me get the financing I needed.”

“I had a lot of medical bills and eventually had to declare bankruptcy. Now I‘ve got a good job and CNAC was able to help me get the financing I needed to get a car. Now I‘m working my way back to a better financial picture.”

“I‘m glad I called CNAC. They put me in touch with a dealer that took the time to work out a budget and a payment schedule that fit my life. Now I‘m driving a car I can count on and it‘s made things so much easier.”

* These are stories based on common customer experiences, not statements made specifically by any particular customer.

Collection Calls: CNAC collection calls may be placed Monday-Sunday between 8:00 a.m. and 9:00 p.m. local time as recommended by the Fair Debt Collection Practices Act.